The terms and conditions of use set out below govern your use of our website. Usage of this Website and the contents on it is confirmation of acceptance to comply with the terms of use in full.


All Yard Insurance rights are reserved and using this site is managed and administered by the terms and conditions set out herein. Yard Insurance also reserves the right, at its sole discretion, to modify or replace these terms at any time.

Unless it is within the confines of international copyright laws, the use of any information on this website without prior approval from Yard Insurance is prohibited. All content on this site including but not limited to materials, information, photographs, logos, images, texts, graphics, design, content, and other works are the copyrighted works that belong to Yard Insurance Limited.


You may not modify, reproduce, replicate, print, distribute, display, perform, alter, publish, license, create copied works from, transmit or sell any information, material, or products from this website without seeking the consent of Yard Insurance Limited.

Subject to the preceding, you may view and print the content of this website for private, personal, and non-commercial use subject to the restrictions set out herein or elsewhere on this website and in these terms of use. Any violation of the aforementioned terms may result in Yard Insurance enforcing the full extent of the law including seeking criminal prosecution.


Yard Insurance has made references to links to other sites on the internet which are owned and operated by third parties purely for your convenience. Yard Insurance Limited shall not be responsible for the information or content found on such third-party websites. Such links from the Yard Insurance Limited web site does not imply Yard Insurance Limited’s endorsement of such websites or any affiliation or any association with their operators. Yard Insurance indemnifies itself from any loss or damage arising from your use of them.


In these terms, personal or user information is material submitted by visitors to the website that includes, without limitation, text, pictures, audios, videos, and audio-visuals submitted to the Yard Insurance website. This information shall be legal or lawful, without infringing on any third party's legal rights. Such user information shall not give rise to illegal action whether against you, Yard Insurance or a third party (in each case under any applicable law).

By providing any information to the website, you accept that your content will comply with these terms and you will be liable to Yard Insurance and indemnify it for any breach.


Yard Insurance Limited undertakes to ensure that the privacy and veracity of user information submitted by visitors to the web site. Personal user information shall be treated with confidentiality. Such user information will not be disclosed to anyone without express approval by the recipient of the information.

However, Yard Insurance reserves the right to disclose your identity to any third party for compiling statistical or demographic information or otherwise abstract information or a third party who is claiming that any content posted or uploaded by you to the Website constitutes a violation of their intellectual property rights, or of their right to privacy. Disclosure may also be made where such information is in the public domain or where Yard Insurance Limited is compelled by law or other lawful reason to disclose.

Yard Insurance Limited may disclose personal information to its employees, service providers, and representatives or agents if necessary for them to evaluate and enhance the products and services offered on this site.

Yard Insurance Limited will only disclose user information for purposes of distributing promotional materials and such other information or material with express approval by the recipient of the information that they are willing to receive such materials or information.


Yard Insurance Limited may, without prior notice alter or modify any information or description of any products or service offering on this web site, at any time and does not commit to always be updating the information or materials on this website which, as a result, may be out of date. The website may also be temporarily suspended without notice, particularly where there is a breakdown, error, fault, or failure on any part of the website that needs to be rectified.

Except as expressly set out in the Terms and Conditions, all the information and representations, guarantees, provisions and requirements whether express or implied on this website are excluded to the extent permitted by law.

The website is available for use in its current state, with no warranties whatsoever (either implied or express). Without prejudice to the foregoing, Yard Insurance makes no warranty to, and shall not be responsible for the accuracy, availability, and dependability of the contents of the website.


Yard Insurance officers, directors and employees shall be indemnified and will be held harmless on demand from and against all claims, actions, proceedings, losses, damages (including actual, consequential, or punitive), expenses and costs (including, without limitation, court costs and reasonable legal fees) arising out of or in connection with any breach of any provision of these terms and conditions, or arising out of any claim arising from a breach of any provision of these terms and conditions.


Yard Insurance Limited may, in its sole discretion, prevent or suspend access to this web site, for any reason. In the event that this agreement is ended, the restrictions on this website and the submissions and warranties, indemnities, and limitation of liabilities established in this agreement shall outlast such termination.


These terms and conditions set out herein will be governed by and construed in accordance with laws of South Africa, and any disputes relating to these terms and conditions will be subject to the jurisdiction of the courts of South Africa.


If any provisions in the terms and conditions set forth are considered void, illegal or inapplicable, that provision will not form part of these terms and conditions. However, the remaining provisions will remain in full force and effect. This constitutes the entire agreement between you and Yard Insurance Limited concerning your use of the Web site. This agreement shall not be amended, except in writing. All questions regarding the Yard Insurance Limited Terms and Conditions, should be referred to info@yardinsurance.co.za