How to lodge a complaint
As a cell captive insurer, Yard Insurance Limited, partners with other financial service providers to provide our customers with insurance products to suit their needs.
Therefore, should you have a query or a complaint, or you are not satisfied with the outcome of your claim or the service you received from us and/or the financial service provider and you wish to raise this, kindly refer to the Disclosure
document which is at the back of your Insurance Policy. This Disclosure document provides information about the Client Care Consultant, Intermediary, or Administrator who is your first point of contact.
If the complaint is not resolved or you are dissatisfied with the outcome, kindly follow the steps outlined below.
Complaints Process
A complaint can be submitted in writing either on our email address being yardcomplaints@yardinsurance.co.za or by completing the form below.
On receipt of a complaint through our email address or website, Yard Insurance Complaints Department will issue an acknowledgment of receipt, the name of the person dealing with your complaint, and confirmation that the relevant assigned staff
member will contact you telephonically which will be sent to the complainant within 2 (two) business days.
Should you wish to lodge a formal complaint against Yard Insurance, you may contact the National Financial Ombud Scheme (NFO). The NFO provides a free dispute resolution service for insurance matters.
Details regarding the complaint procedure can be found on their website at www.nfosa.co.za, or you may contact them directly using the details below:
National Financial Ombud Scheme (NFO)
Telephone: 0860 800 900
WhatsApp: +27 (0)66 473 0157
Email: info@nfosa.co.za
Physical Address: 110 Oxford Road, Houghton Estate, Johannesburg, 2198
Alternative Dispute Resolution
Alternatively, if your complaint relates to the advice or intermediary services provided, you may contact the FAIS Ombud. To lodge a claim, you must complete a complaint form, which is available for download at www.faisombud.co.za.
You may also request the registration form directly from their office:
Office of the FAIS Ombud
Telephone: 012 762 5000 / 086 066 3274
Email: info@faisombud.co.za
Post: PO Box 41, Menlyn Park, 0063
FAIS Ombudsman
Tel : 012 470 9080 / 012 762 5000
Email:info@faisombud.co.za
Post: P.O Box 74571,
Lynnwood Ridge, 0040.
Treating Customers Fairly
Yard Insurance has a strong focus on customer satisfaction and strives to comply with the Treating Customers Fairly fairness outcomes in accordance with the FSCA
requirements from the perspective of the customer. It is our goal and mission to always embody the Treating Customers Fairly framework and to ensure that our stakeholders do the same.
If Yard Insurance is failing to live up to this standard, a complaint may also be submitted:
- If you are not being treated fairly;
- If the products and services are failing to meet the needs of identified types, kinds, or categories accordingly.
- If you are not given clear information and are not kept appropriately informed before, during, and after the time of entering into a policy.
- If you receive advice that is not suitable and does not take account of your circumstances.
- If you are not provided with products that perform as insurers have led them to expect, and the associated service is both of an acceptable standard and what they have been led to expect.
- If you do not face unreasonable post-sale barriers to change products, switch providers, submit a claim or make a complaint.
